SME-ENTERPRISE

The Company is born of an idea.

Whatever that idea may be, a solid business plan helps to realize it.

It is often thought that business plans are written for the sole purpose of obtaining funding. Wrongly! 
The main reason for preparing a business plan is to have a reference tool for your future business. 

Start a business

Many small business entrepreneurs get into business by "intuition", thinking that there is a viable market for particular products or services.

But the entrepreneur cannot rely solely on his ideas to know what his customers want, what his competitors are doing, where the economy is going and what the effects of technological progress will be on his sector.

It is necessary to define:

• the strategic approach
• check the assumptions and the logic of the forecasts
• market understanding
• taking into account all the risk factors

Financing an SME

Many Swiss financial institutions, banks or financial companies, as well as individuals, are looking for opportunities to do business with small and medium-sized companies.

Traditional loans for export financing and lines of credit are changing the way they help SMEs grow.

The expansion of the company

The desire to grow and develop your business stems from the entrepreneurial spirit that is the soul of every entrepreneur.

Once the business has taken off, new challenges and decisions will have to be made. Your business could be so successful that you should consider expanding.

Expanding a business should be planned with as much care and research as it did in the beginning.

It is necessary to define:

• economies of scale achievable and possible
• sales and exports
• the growth plan
• the expansion strategy

​Expansion management

When economies of scale generate greater profitability, growth pays off. In addition, if the number of competitors becomes limited due to the size of your business and the savings you realize, the expansion becomes even more interesting.

It is necessary to define:

• the sales strategies
• the structural strategies
• the business strategies
• the personal risk
• the risks for the company
• the risks against competitors

After the expansion of the company

The growing businesses are looking to increase their revenues, but revenue and profitability are not necessarily synonymous. Another question is whether the company has the means or not to pay for the assets - short-term assets and fixed assets needed for growth.

The management of a company must be rigorous whatever the economic situation of the moment the reversals of situations are fast and very often irreversible.

Corporate restructuring

The restructuring must be an opportunity to adapt the company to its environment and prepare it as well as possible for future developments. It can also be an opportunity to reorient the business against new constraints (market, competition, crisis, legislation, obsolescence, etc.).

Do not hesitate to integrate the restructuring among the possible solutions to save the company.

The conditions of a restructuring are fulfilled if:

• there is deterioration in profitability
• there is a divergence between supply and demand
• there is loss of trust of the partners
• there are recurring cash tensions

Our goal is to guide you in the various stages mentioned above and to provide you with the assistance necessary for the good development of your company.